| Did you know that iPhone insurance in the UK is a | | | | company which will pop up on the first page of the |
| completely different 'kettle of fish' to anywhere else | | | | Google results - trust me! Just make sure that the |
| in the world? Usually the mobile phone tariff is set at | | | | company will deliver you your phone within 24 hours, |
| a certain amount, and then the same 'high street | | | | and they also will let you leave at any time. No use |
| provider' offers an insurance fee on top of this tariff. | | | | being tied in for 12 months if you don't have to be! |
| Well you can imagine my concern when I found out | | | | 2. The UK banks can be quite generous you know - |
| that the insurance costs were almost half the | | | | Its hard to believe isn't it? But the banks will actually |
| amount of the actual tariff for my new iPhone 3GS. | | | | offer you free mobile phone insurance up to a certain |
| Have you found this to be the case in the UK as | | | | payout as long as you have a premium bank account |
| well? | | | | with them. Lloyds TSB are an excellent example of a |
| The reason I am writing this article is because I lost | | | | UK bank who offer this service. If you don't have a |
| my iPhone twice within a 1 year period, and on both | | | | premium bank with them, then why not call up and |
| occasions I didn't have insurance. Imagine yourself | | | | ask! Its free. Be prepared though to go through |
| waking up like me after a big night out on the town | | | | mountains of paperwork, and also check how much |
| only to realise that you left your phone in the back | | | | they will payout - we all know how expensive an |
| of a cab! I kid you not folks, that's a really terrible | | | | iPhone 3Gs is! |
| feeling! And I would advise you not to bury your | | | | 3. Try your home insurance provider - Again, another |
| head in the sand like I did, and get yourself some | | | | cheeky loophole which not many people know about. |
| insurance! The latest iPhones will set you back £600 | | | | Here in the UK, these guys have whats called a |
| to replace, and the iPhone insurance UK costs are | | | | 'personal belongings' category. And whatever is in this |
| currently sat at around £15 per month. Let me help | | | | category is covered inside and outside the house. It |
| you with a few UK only loopholes I have found that | | | | could be a diamond ring, watch or brand new iPhone |
| not many of you will know about!iPhone INSURANCE | | | | 3Gs. Just make sure that you also organise no claims |
| UK - 3 MONEY SAVING LOOPHOLES | | | | bonus protection, and check what the max payout |
| 1. Check out the many UK based independent | | | | will be. Again, be prepared to jump through hoops! |
| insurance companies - Did you know that typing | | | | So there you have it people, 3 very cheeky |
| 'iPhone insurance UK' into Google return over 18,000 | | | | loopholes which will save you mountains and |
| results? There are so many great companies out | | | | mountains of dosh (well not quite, but you get my |
| there that are under-cutting the high street providers | | | | drift). |
| by up to 50%. Its not really hard to find a great | | | | |