| Imagine yourself waking up on a Sunday morning | | | | is quite a lot of money over a 1 year period. Just |
| after a night out on the tiles, and immediately | | | | remember to make sure you have a full policy, 24 |
| reaching for your brand new iPhone to check if you | | | | hour phone replacement, and the ability to cancel at |
| have any missed calls from your mates. But then | | | | anytime. You don't want to be tied into a 12 month |
| reality hits, you remember that your left it in the cab | | | | contract. |
| the night before. Then reality hits even harder. Your | | | | 2. Approach your bank - This is a pretty sneaky one |
| iPhone wasn't even insured, as you refused to pay | | | | guys! Who would have thought in today's day and |
| the extortionate high street prices. Bad move. | | | | age these guys would let you have something for |
| Expensive mistake. Let me explain to you a few | | | | nothing? Crazy! But its true. For example Lloyds TSB |
| cheap iPhone insurance loopholes I have recently | | | | offer free mobile phone insurance service to those |
| researched which will save you lots of money. | | | | people who have a premium account with them. |
| But first, lets talk figures. Last time I checked, iPhone | | | | Dont worry a premium account is not too difficult to |
| insurance purchased from the 'big swingers' in your | | | | obtain. Just be aware though that they wont cover |
| local shops was around £15 + VAT per month. The | | | | the full amount of the latest iPhone, and they will also |
| average monthly tariff for an iPhone is approximately | | | | force you to fill out some pretty hefty paperwork in |
| £35 per month. Doesn't something seem wrong | | | | the event of a claim. |
| here? Why are we all paying such a huge percentage | | | | 3. Approach your home contents insurance company |
| of the monthly tariff? To me it just doesn't seem | | | | - My home is insured by Halifax (although any |
| right. And I have done some research to prove my | | | | insurance company will be the same) and they offer |
| point. Read carefully below and I am sure you will be | | | | a pretty cool loophole to get cheap iPhone insurance. |
| saving lots of money by finding sneaky ways to find | | | | They will insure personal belongings such as watches, |
| cheap iPhone insurance. | | | | diamond rings and you guessed it, mobile phones in |
| CHEAP iPHONE INSURANCE - 3 SNEAKY WAYS TO | | | | and out of the house. Again, they most likely wont |
| SAVE | | | | cover you for the full amount, and there will be some |
| 1. Approach an independent insurance company online | | | | paperwork to take care of. But still its a very cool |
| - There are plenty of great companies out there | | | | way to save money. Just make sure you get 'no |
| ladies and gentleman. Do a simple Google search for | | | | claims bonus' protection which cost me an extra few |
| 'cheap iPhone insurance' and I am sure you will find | | | | pounds per month. |
| pretty quickly that help is not too far away. In most | | | | Guys, above are three sneaky loopholes which will |
| cases I would expect you to save up to 50%, which | | | | save you a lot of money if used correctly. |